Comparison
InvoiceScript
vs Zoho Invoice.
Self-hosted invoicing with one-time pricing vs SaaS subscription.
Own your code vs rent a platform.
InvoiceScript
Self-hosted invoicing tool. One-time purchase. Full Laravel source code. Three PDF templates, EPC payment QR codes, automated reminders, recurring invoices, credit notes, and UBL XML export. Your server, your data.
Zoho Invoice
Cloud-based invoicing SaaS. Part of the Zoho product suite. Invoices, expenses, time tracking, and payment processing. Monthly subscription per organization. Integrates with Zoho CRM, Zoho Books, and third-party apps.
Features
Feature by feature.
| Feature | InvoiceScript | Zoho Invoice |
|---|---|---|
| Pricing model | One-time purchase | Free tier + subscription-based paid plans |
| Hosting | Self-hosted (your server) | Cloud (Zoho servers) |
| Source code | Full PHP source included | Closed platform |
| PDF invoices | Three branded templates | Customizable templates |
| Payment QR codes | EPC QR on every EUR invoice | Not available |
| Automated reminders | Configurable schedules | Built-in reminders |
| Recurring invoices | Built-in with auto-generation | Built-in |
| Quotes / estimates | Full workflow with customer approval | Built-in estimates |
| Credit notes | Linked to original invoice | Credit notes available |
| E-invoicing (UBL) | UBL 2.1 XML export | Partial e-invoicing support |
| Time tracking | Not available | Built-in |
| Expense tracking | Not available | Built-in with receipt scanning |
| Payment processing | Not available in v1 | Stripe, PayPal, and more |
| Integrations | Full source code (build your own) | Integrates with Zoho products and third-party tools |
| Data ownership | Your server, your data | Zoho servers (cloud) |
| Multi-user roles | Owner, admin, accountant, employee | Admin, staff, accountant |
Their strengths
Where Zoho Invoice wins.
Zoho product suite
Zoho Invoice integrates directly with Zoho CRM, Zoho Books, Zoho Projects, and many other tools. If your business already uses Zoho, the connection is direct.
Time tracking
Built-in time tracking with project billing. Track hours per project and convert logged time into invoice line items. InvoiceScript does not include time tracking.
Online payment processing
Accept credit card and PayPal payments directly on invoices. Automatic payment matching. InvoiceScript generates payment QR codes but does not process payments in v1.
Our strengths
Where InvoiceScript wins.
Self-hosted with full source code
Your financial data stays on your server. Full Laravel source code to modify, extend, and audit. No vendor dependency. No data leaving your infrastructure.
EPC payment QR codes
Every EUR invoice includes an EPC QR code. The customer scans with their bank app and gets a pre-filled SEPA transfer. Fully offline, no payment processor required.
One-time purchase
Pay once. No monthly subscription, no per-user fees that grow with your team, no price hikes. Zoho Invoice's paid plans are subscription-based and scale with your organization size.
E-invoicing compliance
UBL 2.1 XML export for every finalized invoice. EN 16931 compatible. Ready for EU e-invoicing mandates. Zoho's e-invoicing support is limited to specific regions.
Summary
The verdict.
Choose Zoho Invoice if you already use Zoho products, need time tracking with project billing, or want integrated online payment processing. Zoho Invoice is a strong choice for teams that want a managed cloud platform with extensive integrations.
Choose InvoiceScript if you want self-hosted invoicing with full source code, one-time pricing, EPC payment QR codes, and UBL XML export. InvoiceScript is for businesses that prefer data ownership, no subscription fees, and the ability to customize every aspect of their invoicing system.
Related: All features · Self-hosted vs SaaS
Get started
Own your invoicing.
One-time purchase. Self-hosted. Full source code. No subscription.